If booking this appointment you will need to bring:
-VALID ID and...
IF YOU’RE BUYING FROM A DEALER…
-Proof of income – paystub (2), W-2, or complete income tax return from prior year
-Invoice/Bill of Sale
-Insurance Binder listing NRFCU as loss payee, effective day of loan signing: (fax to Erie Ave: 716-694-6066 or Amherst: 716-389-0694) Niagara Regional FCU 1285 Erie Avenue North Tonawanda, NY 14120
-$12.00 for lien processing

IF YOU’RE BUYING OUT A LEASE…
-Proof of income – paystub (2), W-2, or complete income tax return from prior year
-10 day payoff, including daily per diem amount – faxed to Credit Union
-Address to mail payment
-Copy of title – if none, then member will be required to take lien release and title work from leasing company to DMV to request a duplicate title, providing a copy to NRFCU when issued.
-Insurance Binder listing NRFCU as loss payee, effective day of loan signing: (fax to Erie Ave: 716-694-6066 or Amherst: 716-389-0694) Niagara Regional FCU 1285 Erie Avenue North Tonawanda, NY 14120
-$12.00 for lien processing

IF YOU’RE REFINANCING FROM ANOTHER LENDER…
-Proof of income – paystub (2), W-2, or complete income tax return from prior year
-10 day payoff, including daily per diem amount – faxed to Credit Union
-Account Statement or other document showing account number of loan to be paid off
-Insurance Binder listing NRFCU as loss payee, effective day of loan signing: (fax to Erie Ave: 716-694-6066 or Amherst: 716-389-0694) Niagara Regional FCU 1285 Erie Avenue North Tonawanda, NY 14120
-$12.00 for lien processing
-Copy of Title

IF YOU’RE BUYING VIA PRIVATE SALE…
-Proof of income – paystub (2), W-2, or complete income tax return from prior year
-Bill of Sale from person selling vehicle
-Insurance Binder listing NRFCU as loss payee, effective day of loan signing: (fax to Erie Ave: 716-694-6066 or Amherst: 716-389-0694) Niagara Regional FCU 1285 Erie Avenue North Tonawanda, NY 14120
-Copy of Title
-Lien Release (if listed on title)
-$12.00 for lien processing